Web13 mei 2016 · In the process of creating wealth we pay tax on interest, dividends and capital gains. You start to pay capital gains tax on any capital gain in excess of R40 000. To put that into perspective, if you saved just R1000 a month in a fund that grew at 10% a year your investment would be worth R207 000, of which R87 000 would be capital gain. WebStep 2 – Keep your savings separate. When you’re working towards saving 5,000 dollars in three months, use a savings account to keep this money separate from your other money. If it’s mixed in with your spending accounts, you’re more likely to spend it. When you open a separate savings account, you can set automatic transfers every month.
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